Article
August 12, 2026
Brattle Experts Examine the Recent Approval of OCC Bank Charters for Tokenized Finance
In a new article published by Westlaw, Brattle Principal Sujay Dave, Senior Consultant Idan Rubin, and coauthor Julian Jacobson explore the recent conditional approvals of OCC bank charters for digital assets and tokenized finance firms.
The article, “OCC Trust Bank Charters and the Federalization of Tokenized Finance,” discusses the importance of these charters and the legal and regulatory for digital assets.
As crypto-related firms transition toward a more familiar federal banking framework, regulatory and financial institutions are connecting digital asset infrastructure with the broader financial system.
Key topics from the article include:
- Federally supervised trust banks can offer a central organizing framework for several functions required by tokenized assets.
- Major financial institutions are developing tokenized money market fund (MMF) products that utilize the same institutional functions as national trust banks.
- Tokenized finance poses novel questions related to regulatory jurisdiction, custodian requirements, insolvency treatment, and the application of securities and banking law to tokenized transfers.
The full article is available below.
